Regulatory Gap Analyzer — Enterprise.AI Prototype

The Opportunity

GCC regulators are rolling out AI-specific frameworks at pace — SAMA's AI Governance Guidelines, SDAIA's AI Ethics Principles, CBUAE's Digital Banking Regulations, and QCB's Fintech Strategy. A typical bank takes 8–12 weeks and 3–5 consultants to complete a gap assessment against just one framework. This agent maps the entire regulatory landscape, cross-references the bank's existing policies, and generates a prioritised remediation plan — converting weeks of manual assessment into a single analyst session.

Try the Agent

Select a bank profile below and click "Run Agent" to see the regulatory gap analysis in action.

Select Bank Profile

Tier-1 Saudi Commercial Bank

KSA · SAMA-regulated · SAR 320B Assets

Large retail and corporate bank with 15 AI models in production. Has risk management framework but no dedicated AI governance policy.

UAE Digital-First Bank

UAE · CBUAE-regulated · AED 45B Assets

Neobank with heavy ML usage across onboarding, credit, and fraud. Early-stage AI policy with limited board oversight.

Qatari Investment Bank

Qatar · QCB-regulated · QAR 85B AUM

Boutique investment bank deploying AI in trade execution and portfolio analytics. No formal AI governance; relies on general IT risk policy.

🛡️

Select a bank profile and run the agent to see the regulatory gap analysis with remediation roadmap.

How It Works

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1. Regulatory Mapping

Agent loads the latest SAMA, SDAIA, CBUAE, and QCB AI governance frameworks — 94 controls across model governance, data ethics, explainability, cybersecurity, and board oversight.

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2. Policy Cross-Reference

Cross-references the bank's existing policies, committee structures, and model inventory against each regulatory requirement — identifying compliant, partial, and missing controls.

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3. Gap Scoring

Assigns severity to each gap based on regulatory penalty risk, implementation complexity, and dependency chains — producing a domain-level heatmap and overall readiness score.

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4. Remediation Roadmap

Generates a phased remediation plan with 30/60/90-day milestones, resource estimates, and quick wins — ready for board or audit committee presentation.